As mentioned above, Shopify and PayPal aren’t just comparable in their point of sale systems. They both also function as a “payment platform” with built-in payment processing capabilities. Both tools combine ease of use with flexibility and extensive seller protection.
However, with Shopify, customers can make transactions without having to navigate your website, while PayPal payments require some redirection, which can hurt the user experience.
The chargeback fees on both platforms are also a bit different. Shopify charges merchants a $15 fee while their dispute resolution teams chinese overseas australia data work to review chargeback requests. This fee can be refunded if the chargeback is resolved in the merchant’s favor.
PayPal charges US merchants $20 for each chargeback, and this fee can also be refunded if the issue is resolved in the merchants’ favor.
For payouts, Shopify Payments users can transfer money directly to their bank account and typically receive the money within 1-3 business days. PayPal takes 3-5 business days to transfer the payment, depending on your bank account and banking processes.
Integration and Availability: Shopify Payments vs PayPal
Quick Verdict : PayPal is a much more flexible payment processing solution than Shopify. It offers access to payment solutions in over 200 countries and integrates with a variety of platforms.
Shopify Payments is directly integrated into the Shopify ecommerce platform and is exclusive to the Shopify landscape. Unfortunately, this means it can’t be used with other ecommerce platforms. However, it is available in over 23 countries and regions.
PayPal, on the other hand, is far more montaworn pattalap manager flexible and accessible. It’s one of the default payment processing options for Shopify merchants, offering instant access to PayPal Express Checkout.
Additionally, PayPal can work with a number of other platforms, such as Squarespace, BigCommerce, Wix, and WooCommerce.
Compared to Shopify, PayPal is also available in over 200 countries, making it one of the best options for international merchants.
Shopify vs PayPal: Finishing Thoughts
Ultimately, if you’re looking for excellent shopping data payment solutions and POS services, both Shopify and PayPal are great options.
PayPal is a more flexible option if you’re looking for simple payment processing options , although transaction fees may be a bit higher.
Alternatively, Shopify is a great choice if you’re looking for an omnichannel sales solution with a robust set of POS tools and fantastic conversion-boosting features .